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February 26, 2010

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Accident Terms and Definitions

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Cancellation
The termination of an insurance policy before its normal expiration date.

Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.

Junk Title
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Salvage
Property taken over by an insurer to reduce its loss.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Binder
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Contact our Tennessee Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

Motor Vehicle Crashes Are The Leading Cause Of Death From Ages 3 Through 33 Years Old
For people in the age range of 3 to 33 years, the leading cause of death is being involved in a car accident. People, who are between 15 to 24 years, and those who are above 75 years of age, are who are the most severely affected by car accidents.

	Newsroom
	Iteris Reports a 65 Percent Reduction in Accidents Maverick USA, based in Little Rock, Ark., began upgrading the safety of its national fleet of 1,000 trucks with initial deployments of the Iteris L... Read more > Pre settlement funding provides relief after three car Press Release Summary = After being seriously injured in a motor vehicle accident that was not her fault, Betty discovered that lawsuit fundin... Read more > 67 Named In Largest Automobile Accident Fraud Ring Ever Charged In New York Superintendent Gregory V. Serio, along with Alan Vinegard, United States Attorney for the Eastern District of New York, Barry W. Mawn, Assistant Di... Read more > More news >

Terms

Today's Terms

Flood Damage Title

Definition:
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Witness

Definition:
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Deductible

Definition:
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

Tennessee Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an Tennessee Car Accident Lawyers as soon as possible:

Antioch
Brentwood
Bristol
Chattanooga
Clarksville
Cleveland
Clinton
Collierville
Columbia
Cookeville
Cordova
Dayton
Dyersburg
Elizabethton
Franklin
Gallatin
Goodlettsville
Hendersonville
Hermitage
Hixson

Jackson
Johnson City
Kingsport
Knoxville
Lebanon
Madison
Maryville
Mc Minnville
Memphis
Millington
Morristown
Mount Juliet
Murfreesboro
Nashville
Oak Ridge
Shelbyville
Smyrna
Soddy Daisy
Springfield
Tullahoma

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
All attorney listings are a paid attorney advertisement, and do not in any way constitute a referral or endorsement by an approved or authorized lawyer referral service. The information provided on Tennessee Auto Accident Lawyer.com is not intended to be legal advice, but merely conveys general information related to legal issues commonly encountered. Your access to and use of this website is subject to additional Terms and Conditions.

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